Fresh Life 360 is an alternative lender based in Atlanta, Georgia that provides fast and easy financing to businesses across America.
While we cannot guarantee that everyone gets approved, taking the time to hand-review each application we receive is part of our promise.
We believe borrowing better. That means an easy process to building wealth. In fact, many applicants receive funding the same day.
Cardiff loans range from $5,000 to $250,000 based on your business qualifications and needs.
While we review each submission on a case-by-case basis, approved applicants typically have a 680 FICO personal credit score, at least one year time-in-business.
The initial application will not impact your credit score. Once you are matched with a representative, you can specify whether you’ll allow a credit pull. Please note that refusing a hard pull may limit your financing options.
Your rate is determined by a variety of factors, including your personal credit, business history, as well as your revenues and industry type.
NEVER. we want you to succeed. So much so, that we offer a discount for paying off early.
Once the process is complete, you will receive funds via ACH bank transfer. We can also wire your bank account directly. (A small fee may apply.)
Paying back is simple - we draft payments from your business checking account automatically.
Our terms are very clearly outlined in your documents, if you are unsure of something, please contact your representative via email, phone or text message.
Yes! We are happy to add to or renew your loan once you’ve started the payback process. Reach out to your representative for help.
We are always happy to help, just reach out to your representative with whatever issue you may be facing.