HOW MUCH CASH DO YOU NEED?

MILLIONS FUNDED!

Over 3 years, we have funded hundreds of personal and business accounts.

2 MINUTE APPROVALS

Know how much funding you can get within 2 minutes of applying.

NEXT DAY FUNDS

With our online process, we can provide funds within 48 hours of approval.

EQUIPMENT FINANCING

Business owners need to preserve their precious cash. We help you pay for any type of business equipment as you use it, not in one lump sum. We offer low monthly payments over two to five year terms. We can even roll in soft costs like installation and shipping. You can choose between leasing and financing depending on what you plan to do with the equipment at the end of the term.

LEARN ABOUT EQUIPMENT FINANCING

WORKING CAPITAL

We help business owners like you solve every day cash flow problems. Payroll, inventory, taxes, improvements, and hiring can all be funded in a matter of minutes with our working capital solutions. We offer terms as short as three months to help you save on interest. We can also go out as far as two years for longer term projects. Our terms and discounts make working with us a no-brainer.

LEARN ABOUT WORKING CAPITAL

OUR PROCESS

Apply Online

Tell us a little bit about your business and get approved in less than 2 minutes.

Get Approved

Choose the terms that work best for your budget and get on with your day.

Withdraw Funds

Link your business checking account to your Cardiff loan and access your funds immediately.

Loan PaybacK

Loan payments are remitted automatically through ACH withdrawal either daily, weekly, or monthly.

Renew Your Loan

Pay off your loan early and gain access to more capital at better terms.

3.99%

LOW RATES ON SECURED FINANCING

82,000

DOUBLE OUR AVERAGE COMPETITOR'S APPROVAL

39 MONTHS

AVERAGE APPROVED TERM,NO MINIMUM FICO

84%

MOST CUSTOMERS RECEIVE ADDITIONAL FUNDS WITHIN 6MONTHS

JOHNATHAN
Google Reviewer
I just got the car of my dreams with payments lower than the car I finally got rid of. Good credit gave me life. You’re in the right place.
BRITTANY
Google Reviewer
Do you know the feeling when you’re applying for financing and you know the approval is on the way? Period! Credit Sharks have my confidence in my credit on 1000!
JAVIER
Google Reviewer
I have to send a special shout out to the Credit Sharks team. I never paid my credit any attention and thought it was too far gone to be honest until I learned from the best.

WHAT
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 ABOUT US